Your Capital.
Unlocked.
Instant invoice factoring for the modern enterprise. Turn your unpaid invoices into working capital — in as little as 24 hours. No debt on your balance sheet.
24hrs
Credit Decision
95%
Advance Rate
S$3mil
Max Deal Size
Many small businesses fail due to poor cash flow.
In the B2B world, a sale isn't a victory until the cash hits the bank. Net payment terms of 30, 60, or 90 days create a dangerous gap where you have revenue on paper but no liquid capital to pay the bills.
The Cash Flow Gap
Invoice Sent
Cash Received
Maple's solution: We finance your invoice immediately. You receive up to 95% of the value within 24 hours upon approval.
From Invoice to Cash. Frictionless.
Upload Monday. Paid Tuesday. Four simple steps.
Submit
Upload your digital invoice and audit trail via our platform.
Verify
We confirm invoice validity with your customer in real time.
Fund
Up to 95% of invoice value advanced to you within 24 hours upon approval.
Settle
Debtor pays Maple. Remaining reserve (minus fee) released to you.
Modern Flow vs. Traditional Bank
We're built for how businesses actually operate today.
Traditional Bank
Weeks / Months
Maple Financial
Credit Decision in 24 Hours
Traditional Bank
Real Estate / Personal Assets
Maple Financial
The Invoice Itself
Traditional Bank
3–5 Years Profit History
Maple Financial
Just 6 Months of Operations
Empowering Growth Through Specialised Financing
At Maple Financial Services Pte. Ltd., we believe that cash flow should never be the ceiling for a business's potential. As a specialist provider of invoice and receivable financing, we are dedicated to helping SMEs navigate the complexities of modern commercial credit.
Reliable Partnerships
Long-term relationships built on trust and transparency. We understand the nuances of the Singapore market and provide funding you can depend on, cycle after cycle.
Professional Excellence
Clear, efficient, and professional processes. We pride ourselves on delivering a high standard of service that aligns with the corporate integrity of our clients.
Confidence to Scale
Our objective is to help you strengthen your cash flow and manage credit risk. With Maple as your partner, you can bid for larger contracts and grow with absolute confidence.
Are You Ready?
Simple, transparent criteria. No hidden requirements.
B2B Only
Must sell to other registered businesses.
Creditworthy Customers
We vet your customers, not just you.
S$50k – S$3mil
Flexible deal size range.
Sales Growth
Monthly revenue of $50,000 and above.
Growth. Uninterrupted.
Ready to unlock the capital trapped in your invoices? Get in touch with our team today.